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Loan Program
Bridge Loans
Short-term financing to close on your next deal before the last one sells — underwritten on your existing equity, not a sale contingency.
⏱ Takes 2 minutes Free, no obligation We respond within 1 business day
Bridge loans let you close on your next deal before your current property sells or refinances — underwritten on your equity and credit so you can make a non-contingent offer.
Program Highlights
Buy before you sell.
Leverage
Non-Contingent Offers
Make an offer on your next purchase without waiting for your current property to close first.
Term
6–18 Month Terms
Short by design — meant to be paid off through a sale or refinance, not held long-term.
Underwriting
Based on Existing Equity
Approval leans on the equity in your current property and your credit, not a new-purchase income review.
Who This Program Fits
Investors who found their next acquisition before the current property sold, and anyone needing to close fast without a sale contingency weakening their offer.
FAQ
Bridge loan questions.
How does a bridge loan work?
It's underwritten primarily on your credit and the equity in your existing property, giving you capital to close on the next deal before the first one sells.
What happens when my old property sells?
Proceeds typically pay off the bridge loan in full — it's designed to be temporary, not held long-term.
How quickly can a bridge loan close?
Often within 2–3 weeks, faster than many conventional closings, since it leans on existing equity rather than a full new-purchase underwrite.
Can a bridge loan help my offer compete with cash buyers?
Yes — a non-contingent bridge-funded offer looks much closer to cash in a seller's eyes than an offer contingent on your current property selling first.
Program details last reviewed October 21, 2026.
Contact
Tell us about the deal.
Send the basics and we'll come back with what it'll take to fund it — usually within one business day.
- Phone
- 919‑395‑2411
- Office
- Raleigh, NC · Lending Nationwide
- Hours
- Mon–Fri, 8:00 AM–6:00 PM ET
Application
Ready when you are.
A few quick questions about the deal — no SSN, no documents, no commitment yet. Just enough for us to tell you what it'll take to fund it.
- ⏱ Takes 2 minutes
- 🔒 Free, no obligation
- 📞 We respond within 1 business day