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Loan Program
Fix & Flip Loans
Purchase and rehab funding in one loan, with draws released as the work gets done — built around a short hold and a clear exit.
⏱ Takes 2 minutes Free, no obligation We respond within 1 business day
Fix & flip loans fund the purchase and renovation in a single loan, with draws released as the rehab work gets done — built around a short hold and a sale or refinance exit.
Program Highlights
One loan, purchase to resale.
Structure
One Loan for Purchase + Rehab
Acquisition and renovation costs are combined into a single loan instead of two separate financings.
Funding
Draw-Schedule Disbursement
Rehab dollars release as work is completed and verified, keeping your carrying costs aligned with real progress.
Leverage
High LTC on Strong Deals
Loan-to-cost leverage on purchase plus rehab budget is available up to typical range for well-structured flip deals.
Who This Program Fits
Investors buying distressed or undervalued properties to renovate and resell, or rehab-to-rent investors planning a DSCR refinance exit.
FAQ
Fix & flip loan questions.
How does draw funding work on a fix & flip loan?
Rehab funds are released in stages as work is completed and verified, rather than handed over all at once at closing.
Do I need prior flipping experience?
No, though experience can improve your terms — we work with both first-time and experienced flippers.
What happens if my renovation budget changes?
Material budget changes typically need lender approval and may affect your draw schedule — flag changes early so we can adjust with the lender.
What's my exit if the property doesn't sell right away?
Many investors refinance into a DSCR loan and hold the property as a rental instead of forcing a sale.
Program details last reviewed October 21, 2026.
Contact
Tell us about the deal.
Send the basics and we'll come back with what it'll take to fund it — usually within one business day.
- Phone
- 919‑395‑2411
- Office
- Raleigh, NC · Lending Nationwide
- Hours
- Mon–Fri, 8:00 AM–6:00 PM ET
Application
Ready when you are.
A few quick questions about the deal — no SSN, no documents, no commitment yet. Just enough for us to tell you what it'll take to fund it.
- ⏱ Takes 2 minutes
- 🔒 Free, no obligation
- 📞 We respond within 1 business day