Portfolio & High-Net-Worth Investor Loans | Timber Lending

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Loan Program

Portfolio & High-Net-Worth Programs

Custom terms for investors closing multiple deals a year or holding large portfolios — negotiated by relationship, not run through one-off underwriting.

⏱ Takes 2 minutes Free, no obligation We respond within 1 business day

Quick Answer

Portfolio and high-net-worth programs offer custom terms for investors closing multiple deals a year or holding large rental portfolios — blanket loans, cross-collateralization, and relationship pricing that one-off underwriting doesn't offer.

Program Highlights

Built for scale, not single deals.

Structure

Custom Terms Per Portfolio

Terms are negotiated around your actual portfolio and deal volume, not forced through a standard one-property underwrite.

Blanket Loans

One Loan, Multiple Properties

Blanket financing options let you consolidate several properties' debt into a single loan structure.

Pricing

Relationship Pricing at Volume

Lenders in our network price repeat volume and strong relationships more aggressively than one-off DSCR deals.

Who This Program Fits

Investors holding 5+ financed properties, high-net-worth borrowers closing several deals a year, and portfolio owners who've hit conventional financing's property-count ceiling.

What You'll Typically Need

Blanket loan options Cross-collateralization available Volume / relationship pricing No hard portfolio-size ceiling Entity vesting standard Nationwide lending

FAQ

Portfolio lending questions.

What counts as a "portfolio" for these programs?

Generally five or more financed investment properties, though we'll also structure portfolio terms for fewer properties if the deal volume and relationship support it.

What is a blanket loan?

A single loan secured by multiple properties instead of financing each one separately — useful for simplifying a growing portfolio's debt structure.

Can I add properties to an existing portfolio loan later?

In many cases yes, depending on the lender and how the original loan was structured — we'll review the specific terms with you.

Do I get better pricing at volume?

Often yes — lenders in our network price relationship and volume more aggressively than one-off DSCR deals.

Program details last reviewed October 21, 2026.

Contact

Tell us about the deal.

Send the basics and we'll come back with what it'll take to fund it — usually within one business day.

Office
Raleigh, NC · Lending Nationwide
Hours
Mon–Fri, 8:00 AM–6:00 PM ET

Application

Ready when you are.

A few quick questions about the deal — no SSN, no documents, no commitment yet. Just enough for us to tell you what it'll take to fund it.

  • ⏱ Takes 2 minutes
  • 🔒 Free, no obligation
  • 📞 We respond within 1 business day