Home/Loan Programs/Cash-Out Refinancing
Loan Program
Cash-Out Refinancing
Pull equity out of stabilized properties to fund your next acquisition — DSCR or bank-statement qualification, no restriction on fund use.
⏱ Takes 2 minutes Free, no obligation We respond within 1 business day
A cash-out refinance on investment property replaces your current loan with a larger one and gives you the difference in cash — capital you can redeploy into your next acquisition.
Program Highlights
Turn equity into your next deal.
Leverage
65–75% Typical Max LTV
Access a meaningful portion of your property's equity while keeping a healthy cushion in place.
Flexibility
No Restriction on Fund Use
Redeploy the cash into your next acquisition, a renovation, or anywhere else your portfolio needs it.
Qualification
DSCR or Bank-Statement
Qualify on rental income or deposits — most of our cash-out programs skip tax returns entirely.
Who This Program Fits
Investors who've built equity in a stabilized rental and want to redeploy it into the next acquisition, renovation, or portfolio expansion.
FAQ
Cash-out refinance questions.
How much equity can I access?
Most programs cap the new loan around 65–75% of the property's value, leaving meaningful equity in place after the refinance.
Will my interest rate change?
Yes — the new loan replaces your entire existing mortgage at today's rate on the full balance, not just the cash-out portion.
Can I use a cash-out refinance to buy another property?
Yes — this is one of the most common ways investors fund their next acquisition without bringing in new outside capital.
Do I need traditional income documentation?
No — most of our cash-out programs qualify on DSCR or bank statements rather than tax returns.
Program details last reviewed October 21, 2026.
Contact
Tell us about the deal.
Send the basics and we'll come back with what it'll take to fund it — usually within one business day.
- Phone
- 919‑395‑2411
- Office
- Raleigh, NC · Lending Nationwide
- Hours
- Mon–Fri, 8:00 AM–6:00 PM ET
Application
Ready when you are.
A few quick questions about the deal — no SSN, no documents, no commitment yet. Just enough for us to tell you what it'll take to fund it.
- ⏱ Takes 2 minutes
- 🔒 Free, no obligation
- 📞 We respond within 1 business day